Closing Day
Closing day is an exciting and important moment in any real estate journey. At Goldstar Title, we understand how much this day means, and we’re here to guide you through the final steps with care, clarity, and professionalism.
Typically, all parties involved in the transaction—buyers, sellers, agents, and lenders—will meet at a scheduled location, most often one of our Goldstar Title offices. If needed, we can make flexible arrangements to accommodate your situation. One of our experienced Settlement Officers will lead the process, ensuring everything goes smoothly.
During the closing (also called the “Settlement”), you’ll review and sign the necessary documents to complete the transaction. This is the point when the buyer officially receives clear title to the property and the seller receives the sale proceeds.
Once all documents are signed, we handle the official recording of the deed and any mortgage or deed of trust. These are filed in the correct legal order to protect the chain of title—the record of who has owned the property over time.
At Goldstar Title, we believe closing day should be more than just paperwork—it should be a celebration. We’re honored to be part of this meaningful milestone, and if you’d like to capture the moment with a photo, we’d be happy to help you commemorate it.
When will I know how much money I need for settlement?
Goldstar Title will prepare your final Closing Disclosure as soon as your lender provides the required figures—typically one to two days before settlement.
If the final numbers aren’t available in time for you to wire funds, you can use your lender’s Good Faith Estimate. If the estimate ends up being too high, we’ll gladly issue a refund for the overage at closing.
We’re here to make your settlement process smooth and stress-free—don’t hesitate to contact us with any questions.
What Type of Payment Is Required for Closing?
Goldstar Title requires all closing funds to be sent via wire transfer. ACH transfers are not accepted—an actual wire must be initiated through your bank.
Please be sure to coordinate with your financial institution in advance, as wire transfers can take time to process. This ensures your funds arrive on time and helps avoid any delays at settlement.